consumer credit delinquency rates

1Q 4Q 3Q 2Q 1Q 4Q 3Q 2007 2006 2006 2006 2006 2005 2005===============================================================================Home equity loans 2.15% 1.92% 1.79% 1.89% 1.94% 2.07% 2.33% Home equity lines 0.60% 0.57% 0.57% 0.52% 0.55% 0.51% 0.46% Auto direct 1.68% 1.85% 1.87% 1.72% 1.78% 1.72% 1.81% Auto indirect 2.73% 2.57% 2.35% 2.14% 2.04% 2.13% 2.24% 1Q07 increased..