Common capital ratios

Common capital ratios --Tier 1 capital ratio = Tier 1 capital / Risk-adjusted assets >=6% --Total capital (Tier 1 and Tier 2) ratio = Total capital (Tier 1 and Tier 2) / Risk-adjusted assets >=10% --Leverage ratio = Tier 1 capital / Average total consolidated assets >=5% --Common stockholders’ equity ratio = Common stockholders’ equity / Balance sheet assets