why mortgage matters and some quo status..credit card

--mortgages matters because they represent about four-fifths of U.S. consumers' 12.8 trillion in total debt. About one in six subprime variable mortgagte were delinquent. --delinquencies are also up among fixed-rate subprime mortgages: 10% --prime borroers: 3.7% ARM up from 2.3% last year, remains 2.2%. from Mortgage Bankers Association --Credit Cards: delinquency rate hovers around 4% ove the past four years. Fed data --Auto Loans: delinquency rate 1.68% 12-year low --Home equity loans: 2.15% Q1, lower than 2004. ABA (American Bank Assocaition). But CFC reported 4.6% of its prime home-equity loans in Q2, up fro m1.8% a year earlier. A early hint for Q2.