HSBC Q3 2008

--delinquency rate for credit card increased from 5.7% Q3 to 6.3% Q2 --delinquency rate for auto laons increased from 3.5% Q3 to 4.3% Q2 http://www.hsbc.com/1/PA_1_1_S5/content/assets/investor_relations/hfc2008form8k_3q.pdf